Closed on my loan.

In our ongoing debt reduction process, I just closed on a loan to retire a revolving credit card that was gouging me hugely on interest rates.

I thought I was saving 10% over the revolving with the consolidation. However when I was signing the paperwork, the interest rate was an additional 2 points lower. This made my day big time. So in five years my biggest credit balance will be gone.

Combine that with reading the "addendum" entry below and you will see I had a great day.

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